A Beginner’s Guide to Saving for College

Nothing manages to open doors quite like a college education. While there are plenty of stories touting self-made men and women who managed to work outside of the system or pursue interests after dropping out, it’s tough to find those who managed to be successful without ever setting foot in a college classroom. And in … Read more

Frugal Finance and the College Student

frugal finance

Much has changed in the world of higher education from a generation ago. Mainly, a university education can cost as much as a luxury automobile or a small house, and if you’re not prepared, you might be compelled to seek financial aid in the form of a loan. Of course, the problem with student loans … Read more

10 Questions to Ask Before You Refinance Your Home

When interest rates are at record lows, refinancing a mortgage is a tempting proposition. But refinancing is a complicated financial transaction that involves closing costs, appraisals, home insurance, credit scores, and other details. Here are 10 questions homeowners should ask before refinancing a mortgage: • Can the homeowner lock in a lower fixed rate while … Read more

Green Decorating on a Budget

Fall is approaching, and as the leaves begin to change, you may be getting the urge to make some changes around the house as well. While this is a praiseworthy endeavor, it is important to keep decorative modifications both within your budget and earth friendly. The challenge in doing a home makeover is to keep … Read more

5 Ways to Get Free Things Online

freebies

I’m an avid saver and when it comes to deals, I tend to call myself the queen of the town. I swear that everyone I know comes to me when it’s time to find the best deal possible. Sometimes, it makes me wonder if I should start up some sort of service! While I tend … Read more

How to Re-Do Dining Room Chairs

Here’s a simple, inexpensive and easy way to reupholster your dining room chairs and save money: 1. Choose a fabric you like. Take a look at the fabric on the chair. Look for one with a similar thickness. Choose any color to compliment your décor. If you really want to save money look in your … Read more