Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
If you are old enough, you may remember your grandmother reaching into her cupboard and pulling out an envelope filled with cash, selecting a few bills out of it, and sending you to the store for milk and eggs. That rugged generation, who had no access to credit cards, had to rely on their own … Read more
Times are hard. Coming off the back of a global recession is no easy feat and you’d think that after the near collapse of several large financial institutions, we’d have a new found respect for our finances – nope. In a recent survey, Thomson FindLaw found that 61% of Americans don’t have a household budget … Read more
I’m convinced the winter blahs are a combination of freezing cold weather and credit card bills rolling in from Christmas! If Christmas bills are getting you down, it’s time to come up ways to save for next Christmas! It’s time to try The Budget Diet’s painless penny pinching plan. According to the American Consumer Credit … Read more
Over the years it seems like our culture has gotten nervous. We’re worriers, where everything we buy and everything we do carries with it some level of uncertainty and risk. As a result we do our best to shore up our lives with insurances, policies and guarantees, that give us a comfortable cushion to fall … Read more
I have a family of three, and I’m sure if you have a lot of people in your family, you do whatever it takes to save a few dollars. Well, what you’re going to find out is that there’s something that most of us can’t get away from and that is food. Without it, how … Read more
How many times have you justified a purchase because it’s only a few bucks? Have you ever stopped to add up all the little things that you might be wasting money on? If you’re looking for ways to cut spending, it’s simple… Don’t Waste Money on Starbuck’s Your morning caffeine fix at Starbuck’s is only … Read more
Making plans is easy. How often have you drawn up a new diet or exercise plan or made a resolution to spend less money? Regularly, right? But how many times have you actually followed through and stuck with those plans? Part of the reason why it is so hard to stick to your budget is … Read more
When it comes to many households, the budget is one of the most important things to continuously keep track of. The consumer that stays on budget tends to sleep a little better at night. On the other hand, those that stray off course and spend too much money tend to have their fair share of … Read more
Money Saving Tips for Students 1. Plan Ahead It seems tedious and somewhat laborious for those not used to financial responsibility, but a quick spreadsheet for planning out a budget can be very useful. Put aside a couple of hours before term starts, find all your paperwork, log on to your bank accounts; … Read more
Are credit cards a danger to you or not? If you ask most people that question, they’ll probably say something like “As long as I pay my credit card bills in full each month, they’re not a problem.” Well guess what? They might still be a danger, even if you do pay you them in … Read more