Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
What and how your child learns about money matters are life-long lessons. What is your child learning? There are three important money lessons to teach your children. Adults are faced with a number of financial tasks including budgeting, paying bills and saving for retirement. When they have kids, people become responsible for a lot more … Read more
Are you having a difficult time finding a job that pays enough to support your family? Have you been looking for work for an extended period without success? Do you feel trapped in a job that does not offer any challenges or satisfaction? Do you have some unique ideas, talents or skills that you feel … Read more
If you have been proactive enough to develop a budget, the only thing standing in your way to success is committing and following through. Here are some helpful hints to help you stick to even the tightest financial plan. Keep it Fresh Make a habit of reviewing your budget on a regular basis. Keeping your … Read more
Unfortunately, in many high schools around the country, kids don’t learn about finance and how to manage money. The earlier you start to teach your child about good money management skills, the more likely he will have the skills necessary to be financially independent by the time he’s legally an adult. Here are a few … Read more
With all the necessary expenses of daily life, saving money may seem like an impossible challenge. There are, however, a number of relatively simple tricks that can help you shave hundreds of dollars a year off some of those things you can’t do without. Everyday Saving Tips Update Your Cable and Cell Phone Plans Typically, … Read more
Financial experts suggest keeping 3 – 6 months of living expenses in an emergency fund, but what exactly constitutes an emergency? Loss of job Major illness Huge unexpected expense The loss of job and major illness are obviously emergencies, but then we get into a gray area when it comes to unexpected expenses. Let’s suppose … Read more
The average weekly wage in Mississippi, a Southern State in America is $600, according to research by the Bureau of Economic Analysis. Though low by North American standards, such an amount of money is sufficient to attain millionaire status in the currencies of many countries. The value of such countries’ currencies has plummeted, often because … Read more
Did you know that car ownership and keeping your car running can be the second most expensive thing in your total budget? Learn how to save on car payments, car repairs and car care. Save Money on Car Payments Don’t ever buy a new vehicle. The moment you make your first payment, … Read more
In our modern society, travel is no longer a luxury, but it is considered a necessary part of having a healthy and meaningful life. Anyone with a dream of seeing the Eiffel Tower in Paris, France or Machu Picchu in Peru can find a way to reach that destination if he or she plans well … Read more
With the current economic recession causing many to tighten their financial belts, there’s never been a better time to start budgeting. Keeping an eye on your personal finances can be a daunting task if you don’t stay organized. In today’s fast-paced, on-the-go world, many are turning to mobile applications to make budgeting a reality. When … Read more