Every year you vow not to blow your Christmas budget, yet every year you overspend.
Budgeting is like dieting…it’s hard to stick to when there are so many temptaions, and in the retail world the temptations are the SALE signs bombarding you everywhere!
Follow these 4 simple rules, and I promise you won’t blow your Christmas budget this year.
This is an excerpt of an article that I wrote for MoneySavingBlog.org, and you can read the complete article on their site.
Image courtesy of Kittisak, FreeDigitalPhotos.net