Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
Every year, people make resolutions for the changes they wish to implement in the coming year. Many resolutions center on personal goals such as weight loss or learning a new language. Many times, people do not have, being budget conscious uppermost in their minds. Many people, in fact, have New Year’s resolutions of earning more … Read more
We’re always looking to save a buck or two. From clipping coupons for 12 cents off a can of beans or driving an half-mile up the road to save 2 cents per gallon gasoline, some might call such tactics absurd. But any budget conscious person knows that it’s the little changes that really add up. … Read more
Family budgets have been constrained the last several years due to the poor economy. While not much extra money may be coming in, parents still need to look to the future and try to save for a child’s college education. There are some strategies families with a limited budget should consider to set aside funds … Read more
Now the ball has dropped signaling the end of 2011 and the beginning of 2012, many adults will be spending some time re-evaluating their lives and thinking about a change. For some of them that change could mean going back to college to pursue that unfinished degree or to earn another. Only now, the carefree … Read more
Just about any new purchase of technology comes with the option of an extended warranty. Yes, products do carry their own warranty from the manufacturer, but it often isn’t all-inclusive and only a limited number of items are included. In order to take advantage of the warranty the item must be shipped back to the … Read more
The modern uncertainty over tomorrow’s retirement is unprecedented. Little can be done to make yourself completely confident in any decision you make for reasons that are simply out of your control. As far as what’s in your control, there’s little reason why you shouldn’t be utilizing free tools that exist to help those planning for … Read more
Despite receiving a lot of negative publicity, payday loans are big business and demand for them has quadrupled over the last four years. But what are payday loans? And are they really as bad as people make them out to be? What is a payday loan? In short, payday loans are unsecured, high interest loans … Read more
There are so many guides on the internet offering advice about how we should budget for our monthly spending and how we should look after our finances in the short term – but what about our long-term financial security? By providing you with a few tips on how you could budget for a better financial … Read more
Being in debt is certainly not a rosy experience. You don’t feel top of the world when the accusing fingers of the creditors point at you. The best way to deal with this debt crisis is to plan a proper budget through which you can keep a track of where you are spending your hard … Read more
Allowance is an interesting topic when you think about kids. Kids want money and we as parents want to provide money for them. Here is where it gets a little sticky. Are you like most parents who give an allowance for doing chores around the house? Then, when the kids want something, you reach in … Read more