Earn, Save & Live Smart
College is a lovely time in a person’s life. Setting loans in the back of your mind, you happily make a few bucks flipping burgers while trying your best to pass every class. Somewhere in there, you have to have a social life. That can be hard when you’re barely scraping by living paycheck to … Read more
We all have our systems for organizing and saving recipes, and I’ve always been an index card in the recipe box kind of girl until the internet became my primary source of new recipes. Over the past year, I’ve amassed quite a collection of recipes that were printed on full sheets of paper. For a … Read more
Living frugally is hard. There is always a temptation to buy something you really want, your spouse really wants or the kids want. Then there are all the unexpected expenses that pop up; car maintenance and repair costs, a bigger than usual heating or cooling bill, lawn care or new mower costs, the list goes … Read more
Unfortunately, in many high schools around the country, kids don’t learn about finance and how to manage money. The earlier you start to teach your child about good money management skills, the more likely he will have the skills necessary to be financially independent by the time he’s legally an adult. Here are a few … Read more
With all the necessary expenses of daily life, saving money may seem like an impossible challenge. There are, however, a number of relatively simple tricks that can help you shave hundreds of dollars a year off some of those things you can’t do without. Everyday Saving Tips Update Your Cable and Cell Phone Plans Typically, … Read more
The financial consequences of death can be an uncomfortable topic to think about. However, with planning, a person can make sure that their family and loved ones are taken care of when the time does come. Say Goodbye to Unsecured Debts Upon death, a person’s assets pass into a legal estate in his or her … Read more
Normally when people talk about being frugal, they offer lots of tips about how to cut back on spending, how to make the most of leftover food and other ways you can tighten your belt to save cash. This is all really helpful, but there are also other options that you could utilize. It might … Read more
Save on Travel 1) Sleep in hostels– Staying in hotels with no notice can often take the large majority of your vacation budget as well as taking up a lot of time due to no spaces. One way to avoid this is by staying in hostels, although they do not have a brilliant reputation, if … Read more
And the gas prices, they keep going up and up. The world economies can’t seem to come to any sort of agreement about regulating those prices. Every political tension in oil rich areas is a cause for gas prices to go up at the pump. It seems there is no end in sight. The only … Read more
Financial experts suggest keeping 3 – 6 months of living expenses in an emergency fund, but what exactly constitutes an emergency? Loss of job Major illness Huge unexpected expense The loss of job and major illness are obviously emergencies, but then we get into a gray area when it comes to unexpected expenses. Let’s suppose … Read more