Earn, Save & Live Smart
With so many loans out there, deciding which one to choose can be difficult. So many different loans, so many lenders, so many loan terms, and so many interest rates – which can make it very difficult to compare loans to find the best deal and the most suitable option. That’s where car loan calculators … Read more
Is this the year to get your finances in order? Have you put your pen to paper, and developed a written household budget? Household Budget Tips It’s easy to remember to budget for your mortgage/rent, utility bills and car payments, but did you remember to budget for car repairs and vet bills? What about plumbing … Read more
I hate throwing away food! Maybe it’s because I’m a frugal foodie, or maybe it’s because I remember my mother saying “there are starving children in Africa.” Whatever the reason, I still hate throwing away food. Stop wasting food with these organizational and produce storage tips. You’ll learn how to turn fresh herbs into dried, … Read more
If you weren’t one of the millions of Americans who took advantage of November and December mega sales like Black Friday or those crazy after-Christmas clearances, you missed the lines and the crowds, but you didn’t necessarily miss the best prices. Whether you’re hitting a sale or not, using a gift card is like shopping … Read more
According to USA Today, 69 percent of American household are in debt. As well, each household struggles with an average of $70,000 in debt – which his more than some adults’ annual salaries, especially in these tough economic times. These five reasons can support you in your goal of becoming financially stable. Benefits of … Read more
Guess what? If you cut your spending by $13 a day, you’ll save $400 a month and $4800 a year! Pay attention to the little expenses because they really do add up. Let’s get started by reducing your utility and insurance bills. All it takes are a few phone calls, and you’ll be pleasantly surprised … Read more
In a time where it’s considered normal to be buried under a mountain of debt, many people simply assume they’ll never be able to pay it off and try go about their lives regardless. Unfortunately, unpaid debts can haunt you for the rest of your life. If you’re feeling crushed under the amount of money … Read more
Sharing a heaping pile of Bennigan’s Ultimate Nachos was foodie heaven for me in college. I’ve created the best nacho recipe that rivals Bennigan’s. Actually, it’s even better since you can add whatever toppings you love. Note: I have not listed any exact amounts because these are YOUR ULTIMATE NACHOS. If you love cheese, add … Read more
Dave Ramsey, the renowned financial expert, author and speaker who helps people get out of debt, describes debt-free people as wise, responsible and willing to make sacrifices. They know that budget cuts are temporary and necessary, and they’re willing to sacrifice now to live a debt-free life later. If you want to live without debt, … Read more
You know that you should “never show up empty handed” to a party. At the same time, buying a hostess gift every time you are invited somewhere can get really expensive – so expensive that some people honestly consider staying home because they can’t afford the things they’ve been taught are appropriate to give. Don’t … Read more