Earn, Save & Live Smart
In a quest for healthy skin, I’ve spent a good deal of money on products that promised a clean, clear face but didn’t come through on that promise. What a waste of money they were! I’ve finally found a facial routine that works for me, and I’m not only happier with my skin, but I’m … Read more
Busy moms have a tendency to put everyone else’s needs before their own. Although it’s good for us to take care of our families, we also need to take care of ourselves. We need to make self-care a priority. That doesn’t mean that we need to spend big bucks on weekly professional massages and pedicures. … Read more
Planning my budget takes time and thought, but it’s worth it because it helps me stay on top of my financial goals. An important component of maintaining a careful budget is making sure that all of my expenditures are accounted for, such as these 10 things that you should include in your budget. Insurance Premiums … Read more
Your electric bill is an inevitable monthly expense. Even though you probably can’t knock out this bill entirely, you do have some control over how much it costs. Simple changes around your home can reduce the amount you pay to the electric company each month. Some of these tricks can be accomplished in just minutes. … Read more
I’m all for driving my cars as long as possible, so it’s been a while since I’ve bought a new one. When I do, though, I can almost guarantee you that it will be a pre-owned vehicle. I’m convinced that used cars are smarter investments. Here’s why buying a used car is better than buying … Read more
The entertainment category of my personal budget is pretty small. Some might call it tiny. In fact, less than 1 percent of my family’s take-home pay is dedicated to entertainment. However, we certainly don’t sit at home in boredom all of the time. Instead, we’re pretty good at staying busy on the cheap. We’ve learned … Read more
I am a huge fan of quick meals. After a long day of work, chaperoning children around, housework, and general errands, I don’t always want to cook an elaborate meal. I do want my kids eating healthy, though, so fast food and flash frozen grocery items are pretty low on my list of “Let’s try … Read more
Have you ever looked at a bill or maybe even just an item in a store and thought “I wish this didn’t cost so much”? Good news! It doesn’t have to! As my grandfather says, everything has a price, but most things are negotiable. While you might know certain things (like car prices at the … Read more
I may say that I keep snacks on hand for my kids, but truthfully, I love snacks too. Everyone in our family is happy when we have tasty bites to munch on between meals. Of course, like meals, our snacks should be good sources of nutrition. Many processed snack foods are high in sugar and … Read more
I’ll be honest: One of my favorite reasons for buying items in bulk is that it saves me trips to the store. For me, the fact that I can save money with bulk purchases is just a bonus–albeit, a very nice bonus. While not every bulk buy is a good purchase (for example, a vat … Read more