Earn, Save & Live Smart
Reviewing your credit reports will help you balance your finances – your mortgage rates, credit card approvals, accommodation requests, and job applications depend on it. Credit bureaus like Equifax, TransUnion, and Experian gather your data to create a report of your credit history – this is called a credit report. Credit reports will determine will … Read more
We work hard for our money, and it can be devastating to have to pay hundreds of dollars for a dress that we’re only going to wear once or twice. The dress then takes up valuable real estate in your closet, and you’re afraid to get rid of it in case you might want to … Read more
When you think of daily deal sites, Groupon is probably the first one that comes to mind. People enjoy using Groupon because it is tailored to local deals. It has a variety of deals in categories such as beauty, restaurants, travel, household products and health. Groupon also offers high-quality services, so it’s no wonder that … Read more
Equifax has experienced a massive data breach leading to community bankers suing Equifax, a consumer credit reporting agency. Recently, hackers appear to have obtained the personal information of millions of people, which includes but is not limited to Social Security numbers, home addresses, birth dates, credit cards, and license plates – thus putting the victims … Read more
When it comes to investing, it is important to know that you are in good hands. If you are thinking of robo-advisors to help you financially, you will come across two of the best robo-advisors available today: Betterment and Acorns. Both will allow you to invest passively without having to move an inch, but which is better for you? In this … Read more
We are now past Christmas and into the new year, which means that retailers are dealing with a common issue: returns. Your aunt bought you a sweater that’s too small. Your parents bought the kids those hot toys that you already bought them. Your husband thought you would like that ugly knickknack. Sound familiar? While … Read more
It’s true many of us would prefer not to take money from our retirement plans until after we retire, but we are sometimes left with no option. Fortunately, most qualified plans offer employees the ability to borrow from their retirement assets and repay that amount with interest to their retirement account. Borrowing from your 401(k) … Read more
If you want to save money quickly, one of the best ways to do it is by cutting down on your monthly expenses. There are plenty of ways you can start lowering the amount of cash you drop every month. Just keep reading to find out what a few of them are! Examine Your Extra … Read more
You have probably seen the ads advertising grocery rebate apps and websites. These savings platforms allow you to get cash back on your grocery purchases. Who doesn’t love saving money? A quarter here, 50 cents there, a dollar here really adds up in the course of a shopping trip. There are many savings platforms out … Read more
Americans just love to buy things. In a recent survey, six out of 10 Americans admitted that they’re ready to make purchases that they’ve put on hold during the past five years. If you’re one of these people, you might want to slow down and think about your spending for a few minutes. Owning things … Read more