Earn, Save & Live Smart
If financial fitness starts with making and saving money, Smart Money is about learning how to make those savings grow. Here at The Budget Diet we have full categories and resources on:
Taxes have always been complicated. With the advent of so many side jobs, freelancing opportunities, and other extra income available, taxes have gotten even more confusing. I know I’ve wondered many times what is taxable and what is not. In the interest of saving you the headache I ended up with, here’s a quick list … Read more
Did you know if you cut your spending by $13 a day, you’ll save $400 a month and $4,800 a year! This is currently the most popular article on The Budget Diet, and I’ve just updated it for 2015. Thanks to all the helpful comments. If you’ve read it before, read it again…a little frugal living refresher won’t hurt.
As a stock market investor, staying informed about stock market news and trends is the way you grow your money. You cannot make sound decisions on quick trades unless you know the condition of the overall market as well as the current performance of your stocks. The internet has made keeping track of the fast-moving stock … Read more
We’ve all been there. It’s a Saturday night and you’re out for a meal with friends, but when the bill comes it turns out that no one has any cash. It’s always a hassle asking your server to split the check, so what can you do? Simple: send your friends the money automatically via a … Read more
If the source of your credit score is a mystery to you, don’t worry. You’re not alone! Lots of people aren’t sure where your credit score comes from if they have more than one, and what that means. Services like Credit Karma are famous for providing instant credit scores, while credit reporting agencies like Experian … Read more
When it gets down to brass tacks, you want to save money. All of the penny-pinching in the world is no good to you if you don’t end up with something to show for it, but it seems like every time you build up an extra $500, a medical bill or car repair comes along … Read more
The first step toward making a big purchase is knowing your credit score. If you want to buy a house, a car, or an appliance, your first step is to determine whether you’ll be approved for that big loan. Mortgage lenders and other credit line lenders all check out your credit history before giving you … Read more
Saving for retirement is one of those things we all know we need to be doing, but we’re not entirely sure how. You don’t want to rely on your employer-sponsored 401k alone (if you’re lucky enough to have one). And who knows whether Social Security will be available when you decide to retire. It’s important … Read more
When you’re in debt, a looming cloud shadows your every moment. Every new purchase makes you cringe, but what can you do? Stop buying stuff? Obviously not, but there is another option. Qoins is an app that allows you to pay down your debt with every single purchase. It doesn’t matter if you’ve got a … Read more
Car insurance rates are rising. According to the Federal Consumer Price Index, people saw rate hikes of 7.6% between 2017 and 2018. Naturally, everyone’s shopping around for a new rate. If you’ve plugged that search into Google, you might have encountered Provide Savings. Its website claims that it’ll shop the auto insurance industry for you, … Read more