Saving money, especially with a mediocre salary, is very difficult for most people. A family member got sick? There go the savings. Want to go on a vacation? Bye bye, money. In the United States of America, the average retirement account balance is $3,000 for working-age households which is barely enough to survive even a few months in a major city. According to data from the Federal … [Read more...]
Getting your banking right, with the right account type and credit and debit cards can go a long way toward improving your financial fitness.
Many of us dream of a high limit credit card that would allow us to buy virtually anything with just one swipe. Such a card comes with prestige and power – but also hefty fees, in many cases. You could pay hundreds of dollars of year just to have one of these cards in your possession. In some cases, you may have to spend a minimum amount of money to even receive your rewards. Not everyone … [Read more...]
In our world today, there have been a lot of improvements in terms of technology. Instead of sending letters through snail mail, we can now send our loved ones e-mails. We can even talk to them in real time using chat applications such as Facebook Messenger, Whatsapp, Viber, and the like. We can also speak to them through video calls using Skype, and other video messaging applications. With … [Read more...]