Ally Bank vs Capital 360


Online banks usually give higher annual percentage yields, or APYs, as compared to the traditional banks, which offers their customers an opportunity to earn more on their savings. The fees that are required to be paid tend to be lower when clients opt for online banks. Ally Bank and Capital One 360 are considered to … Read more

Review: FutureAdvisor as a Robo-Advisor


The Rise of Robo-Advisors Robo-Advisors are digital platforms that provide financial planning services with little to no human supervision and interference; in other words, they are called AIs (artificial intelligence) that acts as online financial advisors. What they do is they collect information such as the financial situation and the future goals of their clients, … Read more

Top 8 Alternatives to Lending Club

Top 8 Alternatives to Lending Club

The time-consuming processes of traditional banks have surprisingly paved the way for an industry that has tremendously developed in less than a decade. The industry of peer-to-peer lending has since become a viable alternative to some standard bank loans and is rising as a competitor to the traditional banking system. The peer-to-peer lending marketplace is … Read more

Best Self-Directed IRA Companies

There are various kinds of Individual Retirement Accounts (IRAs). However, they all have one thing in common as the Internal Revenue Service (IRS) decreed that they must be held by a custodian. What does that mean, you ask? An IRA custodian is basically a financial institution that holds the investments of your account for safekeeping … Read more

Acorns vs Stash: Which is the Better Investment App?


Technology has made us see and experience numerous great advancements in terms of financial tools. There are currently more tools than ever before that make it easier for us to invest using smaller amounts of money. Two of today’s favorite, easy, low-maintenance, and high-quality investment apps are Stash and Acorns. The said apps work a … Read more

LendingTree vs. Quicken Loans: An In-Depth Comparison Between Two Online Lending Giants

lendingtree quicken loans

When financing large purchases, such as a home or automobile, you sometimes need help from professional brokers and lenders. There are plenty to choose from today, but two of the top companies in this industry are Quicken Loans and LendingTree. Both lenders provide added convenience and help speed up this often times complicated process, but … Read more

Wealthfront vs Betterment vs Vanguard – Which is Better and What’s Different?

Trying to determine which robo advisors are best can be a challenge. When comparing Wealthfront vs Betterment, you will have different pros and cons then when you compare Wealthfront vs Vanguard. Assessing the impacts of short-term capital gains, long-term capital gains, tax-advantaged accounts, tax-efficient investing, management fees, and retirement accounts all come up with different … Read more

What are the Best Robo Advisors for a Roth IRA?   

Robo-advisors are digital platforms that provide automated, algorithm-driven financial planning services with little to no human intervention. Most robo-advisors use a digital client onboarding service, collecting information from clients about their financial situation and future goals through an online survey and then uses these data to give advice.   The client can also choose to let the robo-advisor invest … Read more