Utilize Those Christmas Gift Cards With Post-Holiday Sales

If you weren’t one of the millions of Americans who took advantage of November and December mega sales like Black Friday or those crazy after-Christmas clearances, you missed the lines and the crowds, but you didn’t necessarily miss the best prices. Whether you’re hitting a sale or not, using a gift card is like shopping … Read more

5 Reasons To Be Financially Stable

benefits of financial stability

According to USA Today, 69 percent of American household are in debt. As well, each household struggles with an average of $70,000 in debt – which his more than some adults’ annual salaries, especially in these tough economic times. These five reasons can support you in your goal of becoming financially stable.   Benefits of … Read more

Resolution Solution – Reduce Your Bills

reduce your bills

Guess what? If you cut your spending by $13 a day, you’ll save $400 a month and $4800 a year! Pay attention to the little expenses because they really do add up. Let’s get started by reducing your utility and insurance bills. All it takes are a few phone calls, and you’ll be pleasantly surprised … Read more

Ultimate Nachos

ultimate nachos

Sharing a heaping pile of Bennigan’s Ultimate Nachos was foodie heaven for me in college. I’ve created the best nacho recipe that rivals Bennigan’s. Actually, it’s even better since you can add whatever toppings you love. Note: I have not listed any exact amounts because these are YOUR ULTIMATE NACHOS. If you love cheese, add … Read more

Yes, You Can Get out of Debt – 4 Strategies to Get You Started

strategies to get out of debt

Dave Ramsey, the renowned financial expert, author and speaker who helps people get out of debt, describes debt-free people as wise, responsible and willing to make sacrifices. They know that budget cuts are temporary and necessary, and they’re willing to sacrifice now to live a debt-free life later. If you want to live without debt, … Read more

How Much Car Can You Afford?

operating cost of a vehicle

If you live in an area with reliable public transportation, you are able to weigh whether the costs associated with car ownership is worth it. The American Society of Civil Engineers reports that 45 percent of American households lack access to public transportation, and if you’re part of that, then having a car becomes far … Read more