How to Pay Off $20,000 in Credit Card Debt

No matter how much we promise ourselves that we won’t use our credit cards, it still happens. We need to pay our school tuition. We end up with unexpected medical bills. The car needs repairs. Our dog gets hit by a car. The pair of shoes we’ve been eyeing for months finally goes on sale.   We swear … Read more

Ally vs Capital One 360: Which One is Right for You?

There’s no better time than January to take a look at your personal financial situation and work on ways to improve it. (Although, the information in this article is solid year-round.) After all, you’ve likely had a massive financial outlay over the holiday season. Credit card bills will be coming in, and you have to … Read more

9 Ways Depression Can Qualify for Disability Benefits

Many Americans struggle with depression, anxiety, or another mental health issue on a daily basis. When that struggle becomes intense enough to affect your ability to carry out day-to-day work duties, you may be eligible for disability benefits through the Social Security Administration. While it’s not a given, there are some cases where the SSA … Read more

How can I apply for Social Security Disability Benefits?

Disability is a frightening world to navigate. Losing the ability to work is humiliating, and finding the resources to start collecting disability income is an exhausting, confusing process. The Social Security Administration has extremely strict definitions of disability, and out of the millions of people who apply every year, only a third are initially approved, … Read more

What’s The Difference Between SSI and SSDI?

Supplemental Security Income (SSI) and Social Security Disability Income (SSDI) are benefits for people who can’t work or are impoverished. They’re both handled by the Social Security Administration and are commonly thought to be the same thing. But they’re two very different animals when it comes to eligibility and benefits. Here’s the difference: SSI is … Read more

Southern Homemade Baked Macaroni and Cheese Recipe

This baked macaroni and cheese recipe also works well with boxed macaroni and cheese, poured into a casserole dish and baked. We recommend either Annie’s Organic Shells & White Cheddar Mac and Cheese (you can get a pack of 12 boxes inexpensively) or the original Kraft Macaroni & Cheese Dinner (pack of 5 boxes). Hot Tip: Beyond macaroni and noodles.. out … Read more