Thanks to creditrepair.com who sponsored this post! It’s companies like this that allows us to keep the site running.
You may have wonderful relationships with your kids, and a loving relationship with your partner… but what about your credit cards? Did you realize that’s a relationship too? Stop and think for a moment about the last thing you thought about the credit cards in your wallet.
Many people have fearful relationships to debt and credit cards. In this post we’ll discuss how to improve that relationship. We’ll also talk about CreditRepair.com, a service which can help you manage your debt and improve your credit score.
Nurture Your Relationship: Know Your Numbers
We all know that relationships with other people (like partners!) take some work. We can’t completely ignore our loved ones and expect that the relationship will be healthy. The same goes for our credit cards. If looking at your credit card bills gives you anxiety, you may avoid looking at them.
This attitude can become unhealthy. Take a good, hard look at your numbers. It can really help to do this with a professional. CreditRepair.com offers free personalized consults in which you can join up with an expert and face your fears.
Recognize That The Relationship Has Value
If you have credit card debt, it can be easy to feel very negatively about it. However, there is such a thing as good debt. Credit card debt can help you build up your assets. These assets help you earn money in the future. Did your credit card debt help you make a major investment for your future? Feel appreciative.
Step Back and Gain Perspective
When you’re in the thick of managing your household budget, sometimes things can feel a bit out of control. It’s everything you can do just to stick to the weekly food budget and stick to your grocery budget. That leaves no room for finding the big-picture perspective.
If you can, set aside at least two hours to work on getting your financial house in order. This is just as important as putting away the laundry or doing the dishes! Get clear on exactly how much credit card debt you have. This can help you see if debt consolidation is in order. If you have multiple payments due each month on separate cards, and it is hard to keep track of, debt consolidation could be very helpful.
How CreditRepair.com Works
CreditRepair.com offers services that help people improve their credit score. Once you sign up for the service, they check your credit score and access all of your credit reports. They organize the information in a way that makes it easier to understand.
Next, the professionals will contact the credit companies and work through the items on your history that you want to challenge. Once changes have been made, they will also call the credit bureaus and give them an update. As you enjoy your new credit score, the folks at CreditRepair.com will also send you updates and help you track your activity.
We each have unique relationships to our credit cards. Some of us prefer not to use them at all and are wary of the psychological dangers that come with them, while for some of us they are an integral part of our household budget. As you start thinking about your relationship with your credit card, you may realize that there are some negative aspects lurking around in there.
Are you excited to repair your credit card relationships? Leave a comment below and tell me kind of relationship do you currently have and what kind you’re gonna have! Take action now!
** This post is sponsored **
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