Earn, Save & Live Smart
Budgeting is about setting an actionable plan to reduce your spending and really save money. That money can then be used to relieve debt or invested to grow more.
You’ve probably seen these sites advertised that offer you cash back just for shopping online, survey sites or other tasks for cash. Maybe you’ve been interested in trying them out. Perhaps you immediately dismissed them as scams. After all, why would a website offer free money? Bottom Line Up Front: If you are looking to make … Read more
On October 30, 2017, the FDIC reported .06 was the average rate for a savings account. This rate held for deposits of less than and more than $100,000. With interest rates so slow on savings, you want to shop around to get the best deal. There are a number of great banking options, mostly online, that offer higher interest … Read more
Are you tired of waiting in long check-out lines or navigating crowded aisles at the grocery store? If only there was a better way to get such shopping done. There is thanks to Peapod and FreshDirect, two online subscription-based grocery companies. They are doing to groceries what Netflix did to movies. Their services have streamlined the grocery shoppin experience, now making … Read more
Being frugal sometimes requires some careful planning. If you want to be economical, you sometimes have to make big purchases in the beginning. These purchases help you save money in the long run. These purchases are also things that you will begin to depend on to save money. The 8 items a frugal person should … Read more
Do you love to cook with fresh herbs, but hate how expensive they can be? You don’t have to resort to cooking with dried herbs. Make your own potted herb garden; it is easy and a fun project for kids to join in on. Enjoy adding fresh basil, parsley, mint, rosemary and chives to your dishes, … Read more
Introduction: Happy Frugal Halloween Halloween is one of those holidays where there are lots of opportunities to get creative and create unique crafts, decorations, and costumes. The best part is that you can do all of this on a budget! Halloween is one of those holidays where there are no rules. Follow these 8 Frugal … Read more
First time parents often fall prey to the advertising world’s “New Parent’s MUST HAVE” line. When you’re on a budget, this might make you frustrated, worried, and potentially scared that you won’t have everything your baby needs. I want you to put the Target ad down and back slowly away. A little further. There you … Read more
‘Twas the night before Halloween, and all through the house, not a costume to be found, not even a mouse. OK…enough with the silly poem. You need a costume, and you refuse to shell out $30+ dollars for something that will be worn for a few hours. Got a t-shirt? How about fabric paint, fabric … Read more
Do your kids love to read? Sometimes it is hard to keep new, fresh reading in our kids’ hands, because they tend to go through books so fast! The good news is, you can stick to your budget and give your kids the reading material they desire. Here is a list of six ways that … Read more
Introduction: The Biggest Lie We Tell Ourselves One of the biggest lies that we tell ourselves is that if we have a gym membership, we will use it. Don’t make me laugh. I’ve had my gym membership for over a year now and can count how many times I’ve gone into that building on one … Read more