In today’s economic climate, many find it an extreme challenge to get ahead and keep money in their pockets. With gas prices off the charts, the price of food climbing the ladder with ferocity, and the costs of housing, phones, children, etc., life can carry with it overwhelming financial stress. However, money saving options do exist in the world, providing a plethora of outlets; helping to pinch those pennies and ultimately save money for those more important things in life. While many may cut out coupons from the daily newspaper, other highly valuable options do exist. Websites such as Ebates, Mr. Rebates, iGive, and UPromise not only offer easier, more convenient shopping alternatives, but they also offer great deals in receiving coupons, rebates, and guided information regarding keeping the cash in your wallet.
How it Works:
This company was started in 1998 by two District Attorneys with reputations of prosecuting those committing fraud and identity theft.
The website offers 21 categories for shopping, including Baby & Kids, Clothing, and Music & Movies.
In order to get any rebates or coupons, one must set up a free membership through the website. Upon doing so, a member has instant access to savings. Simply select a category and see the websites that provide a certain percentage of cash back. For example, if a person is interested in purchasing toys, and a toy store is offering 8% cash back on all purchases, a member must click on the website offered through Ebates. Ebates will take note, adding an 8% total of whatever is spent to the member’s account. It’s that simple. Four times a year or more, Ebates will send a check to the member via snail mail or directly to his or her Paypal account. If a member chooses to do so, Ebates will also donate the rebate to the member’s favorite charity.
There is also a section at the bottom of Ebates entitled “Ebates Daily Double”. Here resides a section for those companies who have doubled their rebate value. Taking a look at the Daily Double provides an excellent opportunity for saving.
How it Works:
Mr. Rebates, launched in 2002, offers 2000+ online stores to shop from. The Better Business Bureau gives this site an A+ rating.
Similar to Ebates, Mr. Rebates encompasses the same saving concept. However, Mr. Rebates adds a number of categories to its shopping list, for instance: Automotive, Garden, and Green Shopping.
Typically, the rebate confirmation will only take 3-5 business days through this website. However, it may take up to 30 in some cases. Choosing a category through this site will not only provide what coupons are available, but the cash back percentage. Mr. Rebates also has the option of friend referral, offering more money to those friends accepting the request, and using the service.
How it Works:
Just like Ebates and Mr. Rebates, iGive allows a member to set up an account, taking advantage of many shopping opportunities. However, this site adds its own little flair. Upon setting up an account, a member will be asked which cause he or she would like money donated to. For example, if a person wants to rescue retired greyhounds, iGive will donate the rebates acquired to whichever greyhound rescue charity the member chooses. An excellent source for charities who need funds, iGive provides extra funds for those needing it most.
How it Works:
This site, like the others, transforms rebates, providing them to those seeking out a college education in the future. Here, a member may choose a budding child, be it a daughter or son, grandchild, or niece or nephew, and put the rebate money aside, saving it for that child’s college education.
Each of these sites provides a great deal of savings; the perfect way to keep cash in your pocket or the ideal way to donate to those you feel need it most.
Jeff Acaits is a freelance writer who has previously covered personal finance matters including private student loans.